Digital Disruption

There has been exponential growth in FinTech investments in the past decade with a majority of the capital deployed in the Personal & SME retail space. Only about 1% of U.S. and European consumer banking revenues having migrated to new digital business model but this number is quick rising,putting both regions at a the tipping point for digital disruption. China has already passed the tipping point with FinTech companies possessing both innovation and scale.