Library
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Future of Money
Crypto, CBDCs and 21st Century Cash We live in a digital age. How we communicate, shop, entertain ourselves, take care of our health and order groceries, all look significantly different than how we would have done it just 20 years ago. Banking and finance is also changing. And so is money. We already have digital...
Technology & Innovation -
Systemic Risk
Systemic Solutions for an Increasingly Interconnected World Risk is an ever-present fact of life. Yet as our world becomes more globalized and interconnected, we have inadvertently built systems which have not just the ability to transmit those risks across geographies and turn them from local into global phenomena, but which also have the ability to...
Soundness & Security -
Bitcoin
At the Tipping Point The first Citi GPS venture into digital currency was back in 2014 when we featured it in an article in our second report. Although we discussed Bitcoin, we did so with the caveat that it was a branded digital currency and a freely available generic Bitcoin technology but there was the...
Technology & Innovation -
Financing a Greener Planet
Do we really care about climate change? In 2019, Amnesty International asked 18-25-year olds to name the five major issues facing the world. The most commonly cited issue was climate change. Although young people tend to be more concerned with climate change than older generations, there has been an increase in awareness across all age...
Environmental Economics -
Electric Vehicle Transition
EVs Shifting from Regulatory- to Supply Chain-Driven Disruption We’ve been writing in Citi GPS about the potential for electric vehicles (EVs) since 2014, when we featured the topic in our report. Back then we predicted we’d see an early-mover leader emerge in four to six years. In reality, the transition to EVs has taken longer...
Technology & Innovation -
Investment Themes in 2021
Light on the Horizon 2020 was a year like no other. Normally that statement would invoke eye rolling and head shaking and grumblings about hyperbole and exaggeration. But 2020 is destined for the history books as an extraordinary year. Hopefully it will also be noted as a one-time event. The good news is we believe...
Global Growth